Your credit score is a number based on an analysis of your credit file, at a particular point in time, that helps a lender determine your credit worthiness. It is used by credit providers, such as banks and credit unions, to help decide whether to lend you money, how much to lend you and may sometimes influence what interest rate is offered to you.
Got Bad Credit?
You’ve come to the right place!
In Australia there are millions of people who are affected by having a bad credit rating. If you have been declined for a loan, talk to the experienced team at BuyByLoan. We may be able to assist in removing negative listings and increasing your credit score, so your loan is approved.
A local expert will look after your new property when it comes to purchase, sell, transfer or subdivide it?
- We do the researches, prepare, clarify and lodge all the legal documents,
- Transfer deposit into a trust account,
- Adjust rates and taxes,
- Settle your new property,
All the legals will be professionally looked after.
Before you buy a second-hand motor vehicle (A motor vehicle can include: Cars, Motorbikes or any vehicle capable of travelling at more than 10 km/h that has a total motor power of more than 200W), you should check that there are no existing security interests on it by searching the PPSR. If a security interest has been registered against the vehicle, it may not be debt-free and may be repossessed, even after you have purchased it. Make sure you search the PPSR on the day, or the day before, you intend to make your purchase, to ensure the vehicle is:
- Free from debt
- Safe from repossession
- Not reported written off
- Not reported stolen.
We can check the PPSR status of a vehicle for you.
Would you like save you significant amounts in interest , hidden fees and repayments ? would you like access some loan features ? if you are a homeowner or investor aiming to minimise repayments and build property portfolios, then we recommend you to refinance your mortgage . Whether it’s your first or your third home loan, a BuyByLoan refinancing specialist can give you the advice, tools and property strategies to start saving more and investing in your future. A BuyByLoan refinancing specialist can give you the advice, tools and property strategies to start saving more and investing in your future